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Category: Personal Insurance

What You Should Know About Boat Insurance

Boat insurance can protect your investment in a valuable watercraft. Also, many marinas require boat insurance to dock a boat at their facility. Even when boat insurance is not required by law, it is still wise to have this protection in place to protect your investment in your boat or other watercraft. Boat insurance can cover damage to your boat as well as protect you...

Here’s What First Time Homebuyers Should Know

If you are a first-time homebuyer, you are about to face a set of unfamiliar challenges. Homeowners insurance is a critical step in the process of buying a home. This insurance protects one of the biggest purchases in a lifetime. With homeowners insurance, you can protect not only the equity, but also the potential growing value of your property over time. It is worth taking...

What’s Considered a Natural Disaster, and Am I Covered?

Natural disasters happen. Although no one can predict when they will occur, homeowners insurance can give you peace of mind. First, however, it is essential to understand what qualifies as a natural disaster under the terms of your policy. Homeowners insurance covers a vast range of natural disasters, including those caused by fire, tornadoes, hail, explosions, windstorms, volcanoes, hurricanes, and extreme cold. That said, homeowners...

5 Car Insurance Myths Debunked

Car insurance is a necessity that can’t be avoided, but you need accurate information to choose the best policy. Unfortunately, several myths exist that could steer you in the wrong direction. Our local agents are here to dispel these myths and make the process of buying auto insurance simple, fast, and affordable. Myth: Older drivers always pay more for auto insurance. You may have heard...

5 Types of Car Insurance Explained

Car insurance policies vary in what they cover. The state mandates certain types of coverage that you must have to legally get behind the wheel. However, the mandated minimum coverage may be far too low in some situations, such as being in a hit-and-run, in an accident with an uninsured driver, or if your car is damaged by a falling tree or fire. As a...