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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Auto Safety Features: The Good. The Helpful. The Annoying?

If you have purchased a car in the last four years, you’ve probably noticed several new features designed to help protect you on the roadway. And thanks to that advanced engineering and technology, today’s cars are safer than ever. (Having the right auto insurance can protect you on the road, too.) An analysis by the Insurance Institute for Highway Safety (IIHS) and the Highway Loss...

40 Road Trip Games & Activities

In response to the COVID-19 pandemic, vacation travel is bound to look different than usual. In the name of social distancing, that may mean trading a crowded airplane cabin for the adventure of a summer road trip. (That's one more reason to give your auto insurance a checkup, if it's been a while.) Of course, the biggest sacrifice in traveling by car is the extra time...

Life Insurance Vs. Final Expense Insurance Vs. Mortgage Protection Insurance

Life insurance, final expense insurance, and mortgage protection insurance are all similar in certain ways. They all pay out in the event of the policyholder’s death and they all provide protection for surviving loved ones. Aside from that, they are different types of insurance policies that offer different types of protection. What Is Life Insurance? A life insurance policy is a contract with an insurance...

How To Design A Top-Notch Employee Benefits Package

While the COVID-19 pandemic has spawned an unprecedented wave of unemployment, many economists are predicting a strong recovery. Those employers offering great benefits packages will have a clear edge retaining existing employees and attracting the best talent over the long haul. Here are 5 ways to develop a top-notch benefits package that keeps employees happy and your business thriving. Do your research. You don’t have...

How Is Contractors General Liability Insurance Different From Standard Commercial Liability Insurance?

Any business needs general liability insurance. Contractors, subcontractors, and independent tradesmen need this type of coverage, not only to protect their business, but often as a requirement for the job. Trades that need contractors general liability insurance include construction, carpenters, plumbers, electricians, painters, and masons. What Is Standard Commercial Liability Insurance? Commercial general liability (CGL) insurance protects a business from financial loss due to liability...